Free Education
Plain-language videos, posts, newsletters, printable checklists and community learning resources on everyday money topics.
Browse free lessons
Free financial education · Chicago & Illinois
Forward TogetherMoney lessons for every family. Protection for what they build.
IgCrew makes money make sense. Free, plain-language education that helps families ask better questions, make informed choices and build stronger habits, one generation to the next.
- Free, plain-language education
- No shame. Every question welcome
- Teach before you sell
- Led by a Financial Strategist
About IgCrew
A crew that helps families move forward together.
IgCrew (Impact Goose Crew) is a Chicago-based financial education brand built to make money concepts easier to understand and apply, for families across Illinois.
In many families, money is something you don't talk about. Bills get paid or they don't, and the reasons are never explained. Children grow up and repeat the same patterns, not because they lack effort, but because nobody showed them how money works.
IgCrew was created to break that cycle. Our focus is education. When a family's needs call for protection such as life insurance, disability income or long-term care planning, we explain the options clearly and let the family decide, without pressure.
- Learn firstEducation comes before any product.
- Family focusedPlans begin with the people who matter.
Why the name matters
Geese fly farther together.
In a V formation, each goose takes a turn at the front, shares the work of the journey, and helps the whole flock travel farther than any one bird could alone.
That idea shapes everything IgCrew does: progress is stronger when knowledge is shared, when people support one another, and when useful lessons are passed from one generation to the next.
Break the financial curse.
Change the conversation.
Move forward.
Our mission
To break the financial curse and stigma that many communities carry from one generation to the next, by removing barriers to financial literacy through free, plain-language education.
Our vision
A future where no family stays stuck because nobody taught them how money works, and every generation starts further ahead than the last.
Our values
Six commitments we keep.
01
Plain Language
If a lesson is hard to follow, we work to make it clearer.
02
No Shame
Everyone starts somewhere, and every honest question is welcome.
03
Teach Before You Sell
Education comes first. Products are considered only when they fit a person's needs.
04
Family First
Plans begin with the people and responsibilities that matter most.
05
Integrity
Clear explanations, honest communication and no pressure.
06
Together
Learning should be welcoming to people from every community.
Leadership
Franck Segbedji, Founder
Financial StrategistHelp families access the money lessons many people never received.
Franck founded IgCrew to explain financial protection in plain language and help people understand their options without judgment or pressure. Understanding comes first, and every family is encouraged to weigh its own circumstances before making financial decisions.
- EDUCATION
- PROTECTION
- PLAN
- PASS IT ON
Who we aim to serve
Every family has a different starting point.
IgCrew is for anyone who wants to understand money better, regardless of background. Choose the stage that sounds most like you.
Young adults & first-time earners
Your first paycheck is the best time to build habits that last.
- Budgeting that works on a real paycheck
- How credit scores are built and repaired
- Student loan repayment options in plain language
- Why starting to save early matters so much
Growing families
Kids, a home, more responsibility. The money conversation gets bigger.
- Household money conversations without blame
- Planning ahead for children and education
- Managing financial pressure month to month
- Understanding life and income protection options
Small-business owners & self-employed
When you are the business, protecting it means protecting yourself.
- Building financial resilience in uneven months
- Family and business protection considerations
- Key-person and buy-sell funding basics
- Retirement planning basics without an employer plan
First-generation & underserved families
Nobody handed you the playbook. We'll explain how the system works.
- How U.S. financial systems actually work
- Bank accounts, credit and borrowing explained
- Practical ways to build and keep assets
- Talking about money across generations
Pre-retirees, older adults & families across generations
Make the years you've worked for count, and pass on what you've learned.
- Retirement income sources and how they fit
- Long-term care considerations
- Beneficiaries, wills and powers of attorney
- Sharing financial knowledge with your family
What we offer
Learn. Plan. Protect.
Start free. Go deeper when you are ready. Products are considered only when they fit a person's needs.
Family Impact Review
A 30-minute educational conversation to organize your questions, name your priorities and see which areas to explore next.
Book a reviewThe Family
Term and permanent life insurance, living benefits, disability income, long-term care, and fixed or fixed indexed annuities, explained clearly.
How protection worksA Business
Key-person protection, funding buy-sell arrangements and retirement considerations for business owners and the self-employed.
Business protection basics
Plan · Educational conversation
The Family Impact Review
A free 30-minute conversation to help you organize your questions and see your priorities clearly.
Share where you are
Your family, your goals and what keeps you up at night. No judgment.
Sort your questions
We help you separate what's urgent from what can wait.
Leave with next steps
The areas worth exploring further, and the free lessons that cover them.
Protect · The family
Protection concepts, explained clearly.
Understand what each option is designed to do before you ever consider one.
Term life insurance
Coverage for a set period, such as 10, 20 or 30 years, often used while children are young or a mortgage is being paid.
Permanent life insurance
Coverage designed to last for life, which may build cash value over time and generally costs more than term.
Living benefits
Policy features that may let you access part of a death benefit if you face a qualifying serious illness.
Disability income protection
Helps replace part of your paycheck if illness or injury keeps you from working.
Long-term care planning
Ways families prepare for the cost of extended care later in life.
Fixed & fixed indexed annuities
Contracts designed to provide guaranteed or index-linked growth and future income.
Any product discussion or transaction is subject to applicable licensing, suitability requirements and provider terms. Features and availability vary by product and provider.
Protect · A business
For owners and the self-employed.
When the business depends on you, your family depends on the business. We give general education on:
- Key-person protectionWhat happens if the business loses someone it can't easily replace.
- Funding buy-sell arrangementsHow co-owners plan for a transfer of ownership.
- Retirement for the self-employedOptions when there is no employer plan.
Specific business arrangements require review by appropriately qualified professionals such as attorneys and tax advisors.
How we work
The IgCrew flight path
Five steps we take with every family, in the same order, at your pace.
Learn
Start with free, plain-language lessons on the money topic in front of you.
Review
Look honestly at where your family is today, with no shame and no pressure.
Plan
Set priorities and choose one next step you can actually take.
Protect
Where it fits your needs, understand options that protect what you build.
Pass It On
Share what you learned so the next generation starts further ahead.
Then the flight starts again. Every lesson passed on lifts the whole flock.
Programs & resources
Learn. Talk. Practice. Pass it on.
Signature program
WeeklyBook nowBook nowBy invitationWeekly
The Golden Move
A weekly lesson that ends with one simple action you can take that same week.
Reading about money is easy. Doing something is where change happens. Each Golden Move is small enough to finish in an evening, like reviewing your beneficiaries or setting up a $10 automatic transfer to start an emergency fund.
The Golden Move
A weekly lesson series that ends with one simple action, such as reviewing beneficiaries or starting an emergency savings habit.
Community Workshops
Interactive sessions such as Money Talk for First-Generation Families, Protect the Golden Goose, and Retirement Ready.
Lunch & Learn Sessions
Short educational sessions for workplaces, community groups and teams.
FNA Calculator (Family Needs Analysis)
A free six-step tool at fna.impactgoosecrew.com to estimate your family's protection needs. Available by passcode or approved request.
The Crew Letter & Community Resources
A newsletter and a growing collection of practical checklists, learning materials and community updates.
The IgCrew experience
Programs for every generation
Build healthy money habits early
Kids Programs
Fun, age-appropriate learning that teaches children money basics, confidence and smart decision-making.
A weekly conversation about real-life money
Saturday Money Talk
A live talk show with practical discussion on budgeting, saving, investing, family finance and protection.
An annual community celebration
Legacy Wealth Festival
Workshops, inspiring speakers and family activities, all focused on generational wealth and stronger communities.
Books and practical learning resources
IgCrew Bookstore
A curated collection of books, workbooks and tools to keep learning at home, at work and in your community.
By invitation · Free tool
Know your number in 5 minutes.
The IgCrew FNA Calculator walks you through a Family Needs Analysis: income, debts, home, education and what you already have. You get a plain-language estimate of your protection gap and a summary to bring to your review. Access is by passcode or approved request.
Workshop topics
Popular sessions
Money Talk for First-Generation Families
How U.S. money systems work, and how to start the conversation at home.
Protect the Golden Goose
Your income is your biggest asset. Learn the ways families protect it.
Retirement Ready
Workplace plans, IRAs, Social Security and turning savings into income.
Budgeting That Sticks
A simple plan for real paychecks, with an emergency fund built in.
Credit & Debt Freedom
How scores work, repayment approaches and the real cost of borrowing.
Legacy Conversations
Beneficiaries, wills and passing on more than money.
Year-one goals · Oct 2026 – Oct 2027
Where the flock is headed
52Weekly lessonsOne Golden Move every week
12Community workshopsChurches, schools, employers and more
1,000Families reachedThrough The Crew Letter
OCT 2026 OCT 2027
These are goals for our first year, not claims of results already achieved. We will measure progress through content published, workshops delivered, newsletter subscriptions and participant feedback.
Partnerships & community
We don't build alone.
We bring free financial education to the places your community already gathers.
Our approach
Learning first. Respect always.
Sessions put learning, clarity and respectful discussion first. The format and any insurance-related content are agreed with you in advance and delivered within applicable professional and regulatory requirements.
Churches
Schools
Employers
Community Centers
Small Businesses
Community Organizations
How we collaborate
Five ways to partner
Workshops
Interactive sessions for your members or community.
Lunch & Learn
30 to 60 minute sessions for teams and staff.
Community Events
Money talks at fairs, festivals and gatherings.
Co-Branded Resources
Checklists and guides with your logo beside ours.
Online Education
Live or recorded virtual sessions for any group.
Partner with us
Request a workshop or partnership.
Tell us about your group and what you'd like to cover. Franck will reply by email to plan the details.
- You approve the agendaTopics, length and audience are set together before the event.
- Free for your communityWorkshops and resources are offered at no cost to attendees.
- No pressure on your peopleTeach before you sell is a rule, not a slogan.
Learning Center
Plain-language money lessons.
Short reads that end with one action you can take this week. New lessons arrive every week in The Crew Letter.
The 15-minute money move most families forget: reviewing beneficiaries
Who you named on a policy or retirement account years ago may still be who gets the money. Here's how to check, in plain language.
Read the lessonHow to start an emergency fund when money is already tight
You don't need a big number to start. You need a separate place, a small automatic amount and a clear rule for using it.
Read the lessonTerm vs. permanent life insurance, explained without the jargon
Two families, two very different needs. What each type is designed to do, what it generally costs and the questions to ask.
Read the lessonWhat we teach
Six learning tracks
From money basics to family legacy, following the way real life unfolds.
Track 01
Money Foundations
Budgeting, emergency savings, financial goals, tax basics and talking to children about money.
Track 02
Debt Freedom
Credit scores, repayment approaches, student loans and understanding the true cost of borrowing.
Track 03
Protect the Family
Life insurance concepts, living benefits, disability protection, long-term care and business protection basics.
Track 04
Wealth Concepts
Compound growth, inflation, risk, and introductory education about options such as 529 education savings plans.
Track 05
Legacy & Estate Basics
Beneficiaries, wills, trusts, powers of attorney and conversations between generations.
Track 06
Retirement Ready
Workplace plans, IRAs, Social Security, annuities and how retirement income fits together.
Questions
Common questions
Is IgCrew education really free?
Yes. Our lessons, videos, newsletter, checklists and community workshops are free. Our mission is to remove barriers to financial literacy, and cost is one of the biggest barriers.
What happens in a Family Impact Review?
It is a 30-minute educational conversation. We help you organize your questions, identify your priorities and understand the areas you may want to explore further. It is not a substitute for individual professional advice, and there is no obligation to buy anything.
Will someone try to sell me insurance?
Our rule is Teach Before You Sell. Education always comes first. Products are only discussed when they genuinely fit a person's needs and only when you want to explore them. Any product discussion is subject to licensing, suitability requirements and provider terms.
Who is behind IgCrew?
IgCrew was founded in 2026 by Franck Segbedji, a Financial Strategist. IgCrew (Impact Goose Crew) is a trade name of Wolmes LLC.
Can IgCrew run a session for our church, school or workplace?
Yes. We offer community workshops, lunch and learn sessions and co-branded resources for churches, schools, employers, community centers, small businesses and community organizations. The format and any insurance-related content are agreed in advance.
Is this financial, legal or tax advice?
No. Our content is for informational purposes only. Do your own research, and take independent financial advice from a professional before making any investment decision.
Will you text me?
Only if you check the optional SMS consent box. Message frequency varies, message and data rates may apply, and you can reply STOP at any time. See our SMS Messaging Policy.
Contact
Let's move forward together.
Send us a message and Franck will reply personally. Ready for a conversation? Book a Family Impact Review and choose a date and time.
- Office (by appointment)980 N Michigan Ave, Suite 1400, Chicago, IL 60611
- Area servedChicago and all of Illinois, in person and online
- AppointmentsBook online
- Follow along
Please don't include account numbers, Social Security numbers or other sensitive details in this form.
The Crew Letter
One money lesson. One Golden Move. Every week.
Get the free IgCrew newsletter: a short plain-language lesson, a printable checklist when there is one, and news about workshops near you.
Your next step
Forward
Forward
Together
Book a free 30-minute Family Impact Review. Bring your questions; leave with clear priorities and a next step that fits your family.